Tuesday, January 3, 2012

Welcome 2012!

Hello All! It's a new year, time to make some goals for the new year! Isn't it great to have a clean slate? A whole fresh clean calendar full of possibilites! As you may have noticed, I am very exccited for a new year! What are your resolutions or goals for the coming year?

I have been surfing around looking for some new frugal and personal finance blogs. One of my mains goals this year is to make our money work harder. I have lapsed into somewhat of a unfrugal mode in the last few months. It has left me and the budget feeling bloated and wasteful. Being disorganized is the key problem that always leads me to unfrugal ways!

SO..I am getting in gear and throwing out all my wasteful unfrugal habits! I will be menu planning, cutting the fat from our budget, making better use of my coupons even snowflaking my savings and small income streams.

What is snowflaking? It is taking extra money and pooling it to pay off debt. Now this is a incredibly basic definition. There are so many wonderful examples out there so I will just let you go HERE this is a wonderful explanation.

I found Melissa's blog, Mom's Plans and I have been so excited! I'm on board for the Debt Snowflake Challenge. Please visit her wonderful blog and join in. We have nothing to loose but debt!

I have another great blog to share with you to but I thought I would do one per post. Got to give these bloggers each their due!

What are some of your 2012 Goals? I will be sharing as we go. Blogging about them is a great way to keep me motivated and accountable? How about you?

Thank you so much for stopping by. Now that I am getting on track I can frugally dream about my other loves, tablescaping and gardening. Its going to be a exciting year around here hope you will follow along! Happy New Years and best wishes in all you goals!


Frugal in Florida said...

I do love her term of 'snowflaking' :) Thanks for stopping by Deb! Can't wait to read about some of your goals!

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Michelle said...

I will be checking out the website. My goals for 2012 are being done one at a time in 90 days increments... the first 90 days.... Zumba 6 days a week for 12 weeks. Im also throwing in this 90 days weight loss for idiots diet..
my next 90 days is to get up every single day and put make up on and do my hair. I have slacked in this area the last couple of years... I only do my hair and makeup if we are going out. and I mean at night not like shopping or anything.

the next 90 days is to take a vacation to missouri and to washington oregan area...

the next 90 days well I dont have anything at this time... But the year just started.. Im sure I will have a goal by june... lol.